I am NOT using PayPal abroad. I have not used PayPal since I left NZ. Someone paid me while I happen to be overseas...if PayPal is tracking my movements around the globe without me carrying out transactions I had better quit them in a hurry because that tracking would be scary and inappropriate behaviour. It would also be ridiculous for a payment to be converted because I happen to be physically present in another country but not converted if I was physically present in my home country. There is no difference. However, I'm also well over PayPal who have taken 10% of the funds paid. The only reason I accepted the payment via PayPal was that the payer couldn't use Wise, which is a far superior system for transferring money and using it in multiple countries. They WANT you to use their system wherever you are.
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