Question about a paypal business debit card versus paypal prepaid debit card

BatsySoundcloud
Contributor
Contributor

I'm going to be selling my digitally created music (that i own all rights to [including samples]) and i have one question.

I just accidentally requested a business debit instead of a prepaid card. Im looking to recieve money and be able to have the money go right to the card. However, I do not want this card linked in any way/shape/form to my actually bank account. I read the business debit faq and it says you need to have a credit card linked to it. I do not even own a credit card, yet somehow it allowed me to request a business debit anyway.

 

My main question is, should i just cancel my request/business debit if it comes through and get a paypal prepaid debit, or does that card need to be linked to an actual bank account as well? Last question, do both of these cards cost the same $4.95 a month?

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2 REPLIES 2

DPCreations
Frequent Advisor
Frequent Advisor

Not all qualify for the business debit card; you need a good history of receiving money into your PayPal account.

The business debit card is a convenient way to use your PayPal funds for purchases and even ATM cash withdrawls.  I don't believe there is a monthly fee.  It's like a local bank debit/credit card where you use the bank debit card to spend from your bank account.

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BatsySoundcloud
Contributor
Contributor

Ok good, since i've never recieved money on this paypal account that means i won't recieve it than right? I hope i don't. So do you recommend just going the prepaid debit route? And should i wait before the business debit request is declined before getting one or can i do it now?

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