Clear Payment SCAM ?

[LMN621]

Start

1) Met this guy on reddit

2) I met him in a subreddit called HardwareSwap

3) He was selling a Laptop for $900. He made trades before and sold some stuff 2 years ago.

4) I contacted him and told him I was interested.

5) Offered $800

5) He said "I currently have a guy who is interested in it. I believe he's at work and will get back to me when he's off. He is going to pay $915 (the extra $15 is to account for some of the shipping).
If you are willing to match this I would ship it tomorrow."

10) I told him I could match it.

11) He said "Alright. I'll continue working on it. I'm currently transferring my data and then I need to run the kill program to clear the disks. I'll try to get it out tomorrow afternoon.
What's your shipping and PayPal info?"

12)I did.

13)He said "Alright. I have sent a money request on PayPal. Are you verified?"

14) I said no and did the neccesary to be verified.

15) He sent pay request but because of personal issues I couldnt pay the request.

16) I sent the payment instead.

17) He asked me why I had this issues, he felt insecure.

18) I explained

19) He said "Great, thanks, I got the payment. Once it clears and I get it all set up, I'll ship it out. Looking like that might be Thursday based on when the payment clears PP."

20) He asked me how I wanted the laptop and I replied.

Finish

The number 19) made me insecure. Should I be worried? Once he clears the payment Im vunerable and cant get a refund?

I know he feels insecure too because Im new in that subreddit, but I dont know if Im vunerable too.

[kernowlass]

@LMN621

You should be covered for non receipt of item as long as you paid via the goods / services option when you sent the funds.

But as it was a private sale whether you are covered for item received but not as described is dependent on whether you put in FULL detail the item you are expecting to receive.

If you put in just laptop and he sends you a toy laptop then paypal may find in his favour (silly example but you get my meaning).

[LMN621]

Yeah, I selected the option of "paying for goods". Did I specified the goods? Nope, I just wrote "laptop". Thats an issue so Im kind of **bleep**. Concerning about the post, it looks pretty convicing actually, he specified every single detail about the laptop, he even posted photos of the laptop with a paper with his name and date. I still have the post page if anyone is interested.

[kernowlass]

@LMN621

Then you may be fine, he may well be a legit seller especially if he did not ask you to pay using the friends / family route.

Just wait and see but to be on the safe side did you fund your paypal payment via a card??

Good luck.

[DPCreations]

There is hope, then, that it will be OK.

[DPCreations]

Should you be worried; probably very much so.

Will you have any protection for non-receipt?  Nope.

There are a lot of suspicious indicators, starting with #1.

Selling a laptop for $900 is another red flag.

Making an offer without all of the details show buyer is hooked.

Playing the "another guy interested" is reason to be suspicious.

#11 Is really weird.  Time to run away.

Sending the pay request I assume is a real PayPal invoice with all of the item details.  If it wan't a PayPal invoice, it's time to QUIT while you have your money.

#16.  Sent him the money.  I assume as a friend request so no one pays fees; you just sent him a gift.

Too late to ask the seller more questions as the deed was already done.

Maybe you'll be lucky, especially if my assumption for #16 is incorrect.

[kernowlass]

@LMN621

As DPCreations said lots of concerns and personally i would not be sending that amount of money for an item that i had not viewed etc.

But post back if and when you receive it as i am sure we would both like to know how it turns out