I have always had the Pay After Delivery optoin, it was very rare that it wouldn't be an option. I never had an issue with it, the money always came out of my bank account without an issue. Now, it's completely gone. I have even tried to purchase things from places like Target's ebay store/ Toys R Us ebay store where I've used PAD before, and it doesn't appear. I questioned Paypal via the message center many times. Finally I got this answer, but it doesn't make sense because I haven't had any of these issues:
"It appears that your recent attempts to use Pay After Delivery were not successful as our security system recognized any of the following:
- Change of device used to access the account (ex. mobile, tablet, laptop, and computer)
- Change of location from where the funds was sent (ex. Country, State, City, County, etc.)
- Same IP used for sending and receiving money
- Change of payment pattern (ex. fluctuating transaction amts, currency change)
- Previous case (ex. Limitations, Disputes, Chargebacks)
- Seller/Receiving Setting (ex. seller's account is limited or locked, enabled risk control setting)
- Dormant Account (ex. last login was 6 months ago or more)
I understand how these payments are important to you, however to ensure the safety of your account I would suggest that you contact the seller and find another way to complete your payment.
Rest assured that our automated security system is put in place to protect the privacy of your account and to provide a secure online payment method. This helps prevent lost or stolen financial information from being used for unauthorized transactions."
Then later I was told this:
"I understand that you contacted us because you want to use Pay After Delivery. No worries, I have made an adjustment on your account, this adjustment will increase the chances of Pay After Delivery to show up as a funding method. Be advised that this is not an assurance. Please clear the cache and cookies of your browser.
It shows that our Internal Security System was triggered, when this transaction was attempted. This will determined the safest funding source and payment for a transaction."
Nothing has worked at all. I'm not pleased as I liked the assurance that i was going to get the item I purchased and be able to inspect it before money was taken from me.
