Paid with Closed bank account

Bdl156
Contributor
Contributor
Hey guys, I just purchased some limited shoes from Nike and they took out the money, turns out I didn't have enough and are pay the rest from my CLOSED BANK ACCOUNT. At this moment I don't know what's gonna happen, I have enough to pay rest now but I don't know if there gonna return the shoe or there gonna pay the rest from my account. I'll update on the matter later
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5 REPLIES 5

DPCreations
Frequent Advisor
Frequent Advisor

It will take several days or more and PayPal will eventually realized that you are trying to use a closed bank account for a purchase.  This may put you at high risk to use PayPal in future as PayPal.  In the meantime your PayPal account will be negative and I think you will be restricted from making future purchases until your fix it.

This means you will need to fund your account to take care of the negative amount.

If you have a valid bank account you could transfer funds immediately into your PayPal account.

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Bdl156
Contributor
Contributor
But I already have the remaining funds to pay for it. I paid partially with my PayPal, then having them pay it forward to my bank. So what if I already have the money (the rest of it that I had to pay)?
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Whac-A-Mole
Frequent Advisor
Frequent Advisor

@Bdl156 wrote:
But I already have the remaining funds to pay for it. I paid partially with my PayPal, then having them pay it forward to my bank. So what if I already have the money (the rest of it that I had to pay)?

so where is the rest of the money?

if it is in your closed bank account,PAYPAL cant access it.

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Bdl156
Contributor
Contributor
What I meant: Nike has a option to wear I can pay with paypal. If I don't have enough they would use the rest of PayPal balance then charge the rest of the order on your bank/card. Moments after I had purchased it I didn't think they would IMMEDIATELY take out the money. I thought they were gonna do it minutes later. As soon as I noticed they were gonna take it out I immediately called Nike customer service. Upon calling it took approximately 45 minutes to call them to switch payment. When I finally got in touch with a representative they told me they can't switch payments after 30 minutes of purchasing.... After being told that I just turned to the PayPal community. Also, after purchasing I immediately move some money from my other accounts. I now have the amount of money to fully pay the amount the closed bank account was charged. Now will the money that was charged on my closed account be moved onto the now remaining amount of my PayPal account or what will happen?
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sharpiemarker
Esteemed Advisor
Esteemed Advisor

I think you should call PayPal customer service or the bank of closed account and ask what happens in a case like this.  We can only guess at what happens.  The folks this happens to, and it does, rarely come back on the boards to share their outcomes.


Kudos & Solved are greatly appreciated. 🙂
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