Will I get 6 months no interest when using Paypal Credit to send money to a friend?

[abrocker]

I am sending some money to a family member.  Paypal Credit is the 'preferred option' when sending money using the "friends and family" option.   My question is.. Will I take advantage of Paypal Credit's 6 month no financing on purchases over $99?  Or Will I get dinged for 20% interest after each month?  

[abrocker]

For the record, the following links did not answer my question.

https://www.paypal.com/us/selfhelp/article/Do-I-get-promotional-financing-on-all-of-my-purchases-FAQ...

https://www.paypal.com/webapps/mpp/popup/about-payment-methods

https://shopping.paypal.com/offers/sales?pagenum=1&conversationId=1005514

https://www.paypal.com/us/selfhelp/article/how-do-i-avoid-paying-any-interest-on-purchases-i-make-us...

[abrocker]

I found the solution here: https://www.paypal.com/us/selfhelp/article/do-personal-payments-to-friends-and-family-qualify-for-pr...

[DPCreations]

You can't predict when the option will be available so you can't get an answer until you see the option.

If you are able to use PPC for sending money there will be an initial fee, I believe.  If the promotional option is available then you have it it, most likely.  Just be aware that PPC does a final risk management step at time of payment and your funding source source could change to your default backup or bank funds, so make sure you have sufficient funds there.

If you need credit to work just when you want, then best to use a credit card.  PayPal Credit is not guaranteed credit when you want it.