PAYPAL CREDIT OR PAYPAL MASTERCARD???

[KMS22]

Hi, I am considering getting a paypal credit of some form. I initially wanted to use it for business because i buy and resell merchandise from a lot of international stores sucha s dhgate or ioffer dot com. and I have found that those websites do not offer a paypal check out option, rather you need a physical active card such as Visa or Mastercard. Prepaid cards will not work because those sites do not accept them. I simply wanted the benefit of buying what i needed to sell.. sell it.. and pay off my balance within the 6 month time period, however i cannot do this because paypal credit does NOT have a physical card for me to use. I wonder though, is it worth it to try for a paypal Mastercard? I do not know too much about either card in terms of fees and if they have the same promotions such as the 6 month no interest no payment promotion for paypal credit. Also i should add in i have a credit card of my own however I just recently started using it. I am 18 so still reletively young so what are the chances of me being approved of the mastercards as well? These are all things i have considered but i wanted a second opinion on what i should do. i could get the paypal credit it just woulnt benefit me as much as i wanted, or would the mastercards be a good thing to go for considering they are accepted for making international payments?

[DPCreations]

PayPal Extras Master Card is a regular credit card and can be used as such.

PayPal Credit is offered for specific purchases when all qualifications are met; you can't use is on-demand.  PayPal will offere PPC when you have excellent credit score and show the ability to manage credit and make payments with no late payments.

You could apply for a credit card from your local bank; they may have the best chance there and then use that to start building a credit score.

[KMS22]

Thank you as i said, i do have a credit card of my own that i am starting to use now. I intended to use PayPal credit for business purposes. I was reconsidering now because i cannot use paypal how i intended. However i was wondering if one of the paypal mastercards was a good substittute for paypal credit. All of the online stores i need to purchase from accept mastercard which is why i am asking.

[DPCreations · Accepted solution]

PayPal Extras is a real credit card and can be used in stores.  It has intrest and grace periods like other credit cards.

PayPal Master Card DEBIT cards use exisiting funds, not credit.

[KMS22]

Okay thank you very much!