You can use an "unverified" PayPal account (meaning you don't have a bank account or credit card) however, you won't like the experince. You are limited as to sending, receiving and withdrawing your funds. For example, PayPal can hold any funds you receive for up to 21 days or place a review on any funds you send. Next, should you want to withdraw the funds in your account balance, basically your only option is to request a paper check - there's a fee of $1.50 - you have to wait at least 2 weeks to receive the check and the check must be addressed to a physical street address (no PO Boxes). If you're OK with this - it's your decision.
