they didn't "raid" your bankacount, you told them to take it from there. It's your money, you need to pay attention to where it goes - it's your responsibility. They can only go by what you tell them. Paypal can't tell that oh, oops, you didn't mean to do it that way. If you handed the wrong credit card to a store for a purchase, would you blame the store for taking it out of the wrong credit card? Same situation here. Haven't you ever noticed that stores try to get you to use the debit option of your debit cards rather than credit even tho you can use a debit card either way -- everyone who accepts credit/debit cards is charged a fee for each card they take. But they are charged less to process a debit card, or in paypal's case, a bank transfer, than if you use the same card and process it as a credit card. So just like at the grocery store, you tell them if you want to debit-my-account or credit card with Paypal. I doubt you'll make that mistake again. so it was worth learning.
