I went in to check my Bill Me Later balance after using it for the last three months. checking my statements, I thought I had paid over $400 on my account, but it says I have made no payments. Guess I will check my bank account and see if any money transferred to them. I am confused. I thought Pay Pal took the payment for Bill me Later, now I see it is a separate credit card and you get a limit to use, so that went on my credit report. I had a few large purchases I wanted to defer until Sept. and now everything I do or buy is going on Bill me Later like it is a credit card purchase along with the deferred purchases. I was sure that I had paid through pay pal for the small amounts and they are on my credit card with Bill me Later. So now I am going to have to go over everything I bought and see where I paid it or if I charged it. I DON'T LIKE THIS AT ALL. i WASN'T AFTER ANOTHER ACCOUNT, I JUST THOUGHT PAY PAL WAS OFFERRING A SERVICE TO LET ME PAY LATER AND THE BALANCE I WOULD OWE WAS THROUGH PAY PAL AND BILLED LATER WHEN I ASKED TO PAY BILL IN FUTURE. I FEEL SO MESSED UP AS NOW I HAVE OVER AN $800 PLUS BILL AND IT IS PAY LATER AND PAY NOW. IF YOU DON'T CHECK AND SEE WHAT YOUR BALANCE IS ON BILL ME LATER, YOU COULD MISS A PAYMENT AND GET BAD MARK ON CREDIT REPORT AND A LATE FEE APPLIED TO BILL ME LATER AMOUNT OWED. I AM FURIOUS. THEY SHOULD SEND OUT ITEMIZED STATEMENTS, SO US CONSUMERS KNOW JUST EXACTLY WHEN PAYMENT IS DUE BECAUSE I DIDN'T KNOW. LUCKY THAT MY BILL IN MARCH WAS BILL ME LATER IN SEPTEMBER OR I WOULD HAVE LATE FEES AND BAD CREDIT MARK. I DON'T KNOW HOW TO TRANSFER MONEY FROM MY BANK ACCOUNT THROUGH PAY PAL TO PAY BILL ME LATER. I WENT TO THE STEPS IT SAID AND I AM STILL CONFUSED. I AM JUST GOING TO PAY THE FULL AMOUNT AS FAST AS i CAN AND NOT USE IT EVER AGAIN. I WANT MY EBAY PAY PAL TO TAKE MONEY FROM MY BANK ACCOUNT, NO CHARGING AT BILL ME LATER, IT IS TO EASY TO FORGET AND RACK UP A HUGE AMOUNT OWED. I HAD SOME ACCOUNT PUT ME ON BILL ME LATER ON JEWELRY TELEVISION, SO THAT IS CONNECTED TO PAY PAL ALSO AND EBAY. EVERYTHING IS GOING TO BILL ME LATER ON THEIR CREDIT CARD WHEN I PURCHASE PRODUCTS I WANT. YIKES. I DON'T LIKE IT AND THINK I GOT HOOKED INTO SOMETHING I DIDN'T ACTUALLY UNDERSTAND. LOOKS LIKE OTHERS HAVE SAME PROBLEM. OH YEAH, TEN DOLLAR CREDIT. THEY CAN DO THAT, THEY JUST PAY THAT SMALL AMOUNT TO YOUR VENDOR AND YOU GET CHARGED LATE FEES YOU DON'T KNOW ARE COMING, THEY GET THEIR MONEY BACK AND REAL QUICK IF YOU FORGET YOU OWE IT. CAROL MAY
