Fraudulent Charges to my bank account

queenb592
Contributor
Contributor

I just checked my account and there is an unauthorized ACH debit charge for $130 from :ORIG CO NAME:PAYPAL CO ENTRY DESCR:TRANSFER SEC:WEB IND ID:42CJ2AQN7HGXQ ORIG ID:PAYPALSD22. What is this and how is it possible for this to happen???

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4 REPLIES 4

sharpiemarker
Esteemed Advisor
Esteemed Advisor

@queenb592 

 

Are there transactions in your PayPal account for the same day? It could be a partial payment for a purchase that was also funded by your PayPal balance? Have you used your bank debit card to make in-person payments on that date? And perhaps the merchant uses PayPal to process their payments?


Kudos & Solved are greatly appreciated. 🙂
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queenb592
Contributor
Contributor
None at all.
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sharpiemarker
Esteemed Advisor
Esteemed Advisor

@queenb592 

 

Then open a dispute on it with your financial institution or in PayPal if the transaction is located there.


Kudos & Solved are greatly appreciated. 🙂
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RB223
Contributor
Contributor

Hi

 

Did you get anywhere with this?

 

Paypal (under my direct debit) have taken money from my bank account recently and there is no trace of it whatsoever on my paypal account?

 

Emailed paypal, they said raise is as disputed transaction - but I can't as it isn't showing on my account

 

Spoke to my bank, they gave me a reference number but couldn't actually do anything as it isn't a fraudulent transaction with my bank card, it is a fraudulent transaction via paypal under the direct debit scheme

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