Like so many others, I have been dealing with fraudulent Xoom charges for the past couple of weeks. It's basically a nightmare. Someone created a Xoom account in my name using all of my Paypal information and charged $904.99 from my bank account. I immediately went to Xoom.com, although I had never heard of it in the past and logged into "my account" to see this cash payment went to the Philippines. After filing a report with Xoom, the fraud department came back to tell me the charge seemed legitimate because it came from the same IP address that opened the account. Come to find out my laptop was hacked and someone had remote access to my computer. I actually saw this myself one morning when I watched someone move the cursor on the screen to the website address bar and type in xoom and paypal. I immediately took my computer to a repair store and had the system wiped clean and a new IP address installed at the cost of $140 and will now invest in Malware, Spyware, or whatever is best to help prevent this type of thing from happening again. I'll also invest in Identity Theft Insurance. My Amazon account and a few more credit cards were also affected. But Xoom has not been very helpful or concerned about this activity at all. I'm deleting my Paypal account to prevent this from happening in the future.
