Scammed out of $287 through an elaborate 4 hour scheme

[Isaiah5655]

So this scam was pretty good like he came off as an Airman and even showed his ID. He gave me Info to the “mover” and I contacted them. Load and behold I sent $287 to Peggy and was only suspicious when they started to text me at 3am and said I need to pay another 350 for “insurance”. Is there a way to get my Money back? I paid “Peggy” through family and friends.

[kernowlass]

@Isaiah5655 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.