Here is my situation:
I created my Paypal account two years ago, [approx] but I don't remember if Paypal asked me for a SSN. I recently started an internet business and I get money in my Paypal account. The thing is I want to cash out that money and use it or get the debit card and use that. Now the problem I have is that I don't have a SSN but a ITIN number [used for the IRS].
Last week I applied for the debit card and I was surprised it asked me for a SSN .. I guessed when I created my paypal account I put my last 4 digits of my ITIN number, it didn't go through. After two times, not sure, the system locked and it said I couldn't apply until 30 days have passed. I thought maybe I used my father's ITIN number instead of mine [he doesn't have SSN either]. I contacted Paypal via email and told my situation and they said only SSN is accepted.
This makes me wonder because I have a debit card with Wells Fargo and I told them about my situation and they said my ITIN was OK for it is an identity number [SSN privileges are not applied to ITIN obviously I understand that].
So, why Paypal woudn't accept my ITIN number instead of the SSN? In fact, I've read many articles saying Paypal shouldn't ask for the SSN.
Before calling them through the phone to Paypal, I wanted to ask here first.
Thank you.
PS.. I could transfer my money to my Wells Fargo debit card but it takes time. Does Paypal or my bank charge for money transfer from Paypal to my checking account?. I find this process very tedious instead of the Paypal card which it's automatically for use.
