Hoping someone has been in this situation before and can help me. I recently made a purchase but forgot to change the payment option to credit card (side note: if there is a way to make credit card my go to option I'd like to know - I too often forget to change the little dot from bank to credit card) if I have insufficient funds in my bank account what happens? I'm thinking one of 3 things happens.
1. Chase provides the funds anyway, lets me over draft and charges me whatever their god awful fees are.
2. Paypal drains the account of accessible funds and then goes to the back up funding option.
3. Paypal sees their isn't enough money in the account and goes directly to the back up funding source.
I hustled to the bank at 7am this morning to add funds so that if option 1 WAS the case I wouldn't get hit with their fees, while if option 2 or 3 was the case I would've just let them charge my credit card.
Thanks in advance.
