Personal or business account as a small freelancer with no website or company.

[Varon_dzn]

Hi , i am a small freelancer and graphic designer. I have no website or company or that much details. Paypal business accounts ask for too much details and proofs that i cant give because , basically , i get maximum 2 customers a month and with max $70 monthly. Can i use personal account instead ? or will pay pal refuse transferring my money to my bank account because its not really "personal"

[sharpiemarker · Accepted solution]

@Varon_dzn 

You can use a personal account, ask customer service to downgrade to a personal or close the business account and open a business account.

https://www.paypal.com/eg/smarthelp/contact-us      

Scroll down to click “Message Us” or “Call Us” option on the bottom.

Or reach out to PayPal at Facebook or Twitter:    

PayPal on Facebook

PayPal on Twitter

For PayPal accounts in Egypt, you must link a Visa card in order to receive payments, see PayPal Receive Funds and Automatic Transfer Agreement.

[Varon_dzn]

@sharpiemarker then why did someone from paypal customer support tell me that they can't transfer my money because the nature of this money was from a graphic design service, its literally 23usd for the whole month so its not really "business". but she told me if i change my account to business i will be able to transfer the funds. Now my acc. is business and it's limited because its asking for so much info and proofs i still can't transfer the money.

[PayPal_Bindu]

Hey @Varon_dzn,

Welcome to our community help forum!

Thanks for the help @sharpiemarker! All PayPal accounts allow you to withdraw funds to your respective bank accounts and cards. PayPal will never ask the customer to upgrade the account in order to transfer funds. If you have received any email or notification informing the same, please forward it to phishing@paypal.com and view this web page for more information on phishing emails.
 

I do understand your concern regarding your account being limited. Account Limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving money. If you not have documents needed to upload in the Resolution Center, you can provide the required information by typing it there itself, either in pdf format or it could be a word document. Once you upload that, our concerned team will review it and respond soon. You can reach out to our team through the contact options mentioned by @sharpiemarker.

I hope this information helps you!

Bindu