Why is there an ATM fee at Chase bank

arsenic1016
Contributor
Contributor

I've been withdrawaling money from PayPal through Chase ATM for years.  I've never been charged an ATM fee other than the $1 PayPal fee.  So yesterday, I go to the Chase ATM to withdrawal money just like I always do.  It says "this ATM charges a $3 fee".  When did that happen?

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29 REPLIES 29

We_Sell_Re_Sell
New Community Member

I used one of thier ATM's listed and I was still charged the 3.00 fee. BS!

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PaKiBaDSha
Member
Member

Thanks! there is one right next to me @ TCF Bank. whowuddathunkit?!?

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xcusemegf
Contributor
Contributor

Just wanted to say, Well's Fargo does the same thing, except its more than three dollars.. It was almost four.

My problem is I have to wait almost a month to get my money , does anyone know why???

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Regman
New Community Member

I just got hit today for the $3.00 fee. It's amazing how they just whack you over the head with no warning. I have a local bank near me which only charges $1.50. I was using Chase for the longest, but I refuse to be ripped off.

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trytobe
New Community Member

Well guys I found one Bancorp Bank in downtown Chicago which **bleep** don't know if they charge a ATM fee or not but this is the address 30 N La Salle St # 1420  Chicago, IL 60602 just for you guys who are close to downtown Chicago area good for you bad for me.. I really hope that there are more locations than this one bank in all of Chicagoland or suburbs...

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MattyK_HEY
New Community Member

I too can confirm that I used a Bancorp ATM and it still wanted to charge me. Paypal needs to join the AllPoint network or something. I use this because it's more convenient than traditional banking, but that's been slowly changing for a while now. 

 

My advice is to get cash back when shopping whenever possible and use credit union ATMs, which are often free. 

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stez63
New Community Member

I used to go to chase, and just eat the $1 fee since chase is the bank I use anyway and it was convienient. $4 is ridiculous.

 

***Solution***

For everyone that isn't doing this already, you should certainly start. Go to a larger grocery store in your area, buy a $0.50 pack of gum, let it ring up tax, use your Paypal debit card w/pin, and select "get cash back". You can get cash back, up to the penny amount that you have in your paypal account. Most places don't, but occasionally a walmart or kroger will requier you to get cash back in increments of $20, so be careful. It's not nearly as convienient, but its fast, cheap, and you get free gum!

 

 

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PaKiBaDSha
Member
Member

who paid for the gum?

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FlareSys
Contributor
Contributor

I love the idea from a previous poster of purchasing post office money orders using the PayPal debit card. The fee is only about $1.00 - 1.50--much better than $4.

 

For small amounts (under $100), it makes sense to just get cash back from a grocery store purchase.

 

I can't say that I'm not disappointed. With PayPal's size and clout, they should be able to establish relationships with banks and networks to provide free ATM access. After paying $1,100 in transaction fees last year, it's the least the can do for me and other VALUABLE customers.

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djabouti
New Community Member

Find a local allied atm or other free local atm, this will solve the problem , the one I (google) found nearby at cvs even has a  chase marquis on it but also has an allied sticker, but its free no $3 charge, and its been working so far, I only get charged the $1 by paypal, hope this helps

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