@oldjhans
Well first, people have to report them. And PayPal does to a point when they perform identity and business information verifications but ultimately, PayPal won't really micromanage what someone does after that like the gestapo unless something triggers their security and risk system.
PayPal protects only up to a certain degree our purchases and sales. If we use credit cards to pay, they also protect us too, not just PayPal and with terms that are perhaps broader than PayPal.
PayPal are third party and was not there when the transaction went down so they make judgement calls based on evidence that is neutral such as tracking numbers. And their dispute system is similar to your typical court case. If someone makes a claim, you have to refute it with evidence. They absolutely can't guarantee coverage on everything. They never claimed to. (Read the user agreement. A lot of interesting stuff in there that will clear up misconceptions.)
Many times these situations that we need protecting from are of our own carelessness and so must accept responsibility. PayPal posts documentation to read that warns us but people ignore them and when the time comes, PayPal will say "no" because the information to protect us is at our fingertips. I posted links and you didn't even acknowledge them. We already have a general idea who is legit or not. Stick to the names, brands and merchants you know, buy direct from the brand, do your own research on a merchant before (not after) buying because anyone and they grandma can start up a store these days. We have to do our due diligence too, to reduce these problems. And if you've shopped around and observe long enough you can tell if a store is legit or not.
Kudos & Solved are greatly appreciated. 🙂
