Paying off PROMOTIONAL deferred interest purchases with a Balance
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Hi PayPal Community Members -
Can anyone tell me EXACTLY HOW you designate a promotional payment to a SPECIFIC merchant balance so you can tell PayPal Inc. to pay that merchant off while leaving your other balances alone? I cannot seem to find a drop down menu item or selection which will allow me to CHOOSE A SPECIFIC promo purchase to pay. I have made two or three payments with the EXACT dollar amounts of the promo purchases yet to still see them in my list of promotional purchases accruing interest. Perhaps I have to wait for the next calendar month for those promos to roll off? Or am I missing some specific important procedure when paying on my account to ensure that the money I designate goes to the specific deferred interest purchase? Any help is greatly appreciated.
Thanks
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
According to Customer Service, if you are going to pay off a Promo Balance before the interest is assessed there are a couple things to remember:
- There is a 60 day window prior to expiration of the promotion that you have to make the payment to avoid the interest.
- So if your promotion is due to expire on Dec 10, xxxx you make to payment within 60 days of Dec 10, xx.
- When you make your regular payment of whatever amount plus the promo amount:
- You have to call and indicate WHICH promo amount you want to pay off.
So check your promos, set an alarm for the 60 day window and remember to call.
If you do not call the extra amount will be applied to the balance or any older promo amounts that may or may not be on hold.
While it should be clearly added to the bill, DUH, it is in the "Legal" section of Terms, if you want to go look.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Thank You. I searched the complete site and could not find this information. It would be nice if Paypal website gave you a direct link on the Promo down drop.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
I searched as well and still haven't found anything. I received a notice telling me one of my promotional purchases was about to be charged interest, so I went in to see what the pay off would be, but have yet to find it! Ugh! Frustrating!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content

Haven't Found your Answer?
It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.
- Paypal Credit - payment allocation in PayPal Credit Archives
- Monthly payment due on paypal credit in PayPal Credit Archives
- Special Financing Promotional purchase balance doesn't reflect payments made the last 5 months ? in PayPal Credit Archives
- Credit payments not coming off purchase amount in PayPal Credit Archives
- New to paypal credit, help? in PayPal Credit Archives