E-Check

[Vegitabuu1]

Why is Paypal allowing crooks to use E-Check to pretend to make payment when there is not even any funds in their account not to mention I have a notification that says received payment but below it says pending in microprint.. at first glance I'm thinking the money is there when in reality it is not only not there it is never going to be there because the person never had any money yet PayPal is doing business with them and treating their money like it's going to be real I'm doing business with crooks. Call PayPal and PayPal's customer service representative guaranteed my money the next day when that was not legit at all I called PayPal and told them to check the recording on the phone call and they will not do it and they are not taking any responsibility on any level at all. What would you do and what are the chances of them paying this it's $90

[sharpiemarker]

@Vegitabuu1 

When a PayPal eCheck payment is sent, PayPal will notify you that you received an Pending eCheck (log on to verify) and will notify you again when it clears (or not). Do not ship until you received an email that says that payment has cleared and you log on to your account to verify that it has been cleared and then ship to your customer. If eCheck doesn't clear, just cancel order and move on. You didn't ship so no harm, no foul.

Or you can block eChecks by going to: 

Account settings (gear icon) > Seller Tools > 

Website preferences > Express Checkout settings

Payment receiving preferences > Block the following payments > Pay with eCheck transfer for all website payments except eBay.

[paulfelton]

eCheques/eChecks are evil. eBay describes it as 'payment is in progress' which implies the money has been taken from the buyer and on the way to your account.  It is not.  It's still entirely possible the buyer can cancel it.

These things should be off by default, and allow 'opt in'.  Because they're so rarely seen by a seller, they're really easy for nasty people to con sellers out of items.