What Happens When There's Insufficient Funds

nightserenade
New Community Member

I made a payment through Paypal that would be using funds from my bank account. If my bank account has insufficient funds, what will happen? Will the order just be cancelled or will I have to pay a fee?

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1 REPLY 1

kernowlass
Esteemed Advisor
Esteemed Advisor

@nightserenade 

 

 

Depends if your bank lets the transaction go ahead and charges you insufficient funds charges OR paypal allow the transaction to complete (as they normally credit the seller upfront) and then put your paypal account into negative until you pay them back again.

 

If they do that then they may try a few times to get the funds from your bank account and/or try your back up funding source ie card.


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