change default setting to family and friends
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There is no default setting, the person paying you chooses whether to select goods/services or friends/family unless you use a paypal.me link.
But if you do use that then as your account is a business account it would be a business paypal.me account as well.
Also its against Paypal rules to accept a family / friends payment for selling goods and you risk your Paypal account being limited if you do so.
A buyer would not be able to open a Paypal dispute for non-receipt of item OR item not as described as they would have no Paypal buyer protection.
However they can still open a dispute for an unauthorised transaction OR do a chargeback (via their card issuer) and you may well lose as you would have no Paypal seller protection.
Advice is voluntary.
Kudos / Solution appreciated.

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