Can I use the debit card that I linked to my PayPal card instead of using my PayPal card
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> Can I use the debit card that I linked to my PayPal card instead of using my PayPal card
Note: The linked debit card to your PayPal debit card is specifically used to automatically add money to your PayPal balance if you don't have enough money there so you’re not using your debit card directly. You still would have to pay with PayPal debit card.
Here's how to add automatic top-up:
- Click your PayPal Cash Card on your Summary page.
- Click Manage Card.
- Click Edit next to 'Automatic top-up is off.'
The automatic top-up feature may not be available depending on how often you use PayPal or if your bank has recently declined payments. If the payment declines and you don't have money in your PayPal account, try adding money from your bank, let it process, and try the payment again. This will help build up a history of successful payments on your account.
If you are buying online with PayPal account, you have the option to select your non-PayPal brand debit card as the payment method during checkout instead of PayPal balance (the PayPal debit card is not an option because it is same as using PayPal Balance).
That said, you can use your bank debit card in general if you prefer not to pay with PayPal account or your PayPal debit card.
> Can I transfer my money from my account to a my linked card
Yes. You can transfer money to any eligible non-PayPal brand Visa or Mastercard debit card or prepaid card.
Here’s how to make an Instant transfer to your eligible debit card or bank account (subject to a fee😞
- Go to Wallet.
- Click Transfer Money.
- Click Transfer to your bank.
- Select in minutes.
- Follow the instructions.
Here’s how to withdraw money on the PayPal app:
- Tap your PayPal balance.
- Tap Transfer.
- Tap Transfer to bank at the bottom of the screen.
- Select in minutes (fee applies) or in 1-3 days (no fee).
- Tap Transfer Now.
Note: There’s no standard transfer (free option) for cards. Available for bank account transfers only.
Kudos & Solved are greatly appreciated. 🙂

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