How does the Pay in 4 work?

BritrP
Contributor
Contributor
I’m using the Pay in 4 for the first time for a purchase I made, and I got an email showing it was going to pull money from my debit card instead of my PayPal. I was under the understanding that it would take the payments from my PayPal account, as long as the funds were there, and the debit card info was needed as a back up? Am I mixed up? How does this work?!?
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3 REPLIES 3

PayPal_RachelK
Moderator
Moderator

Hi @BritrP,

 

Welcome to the PayPal Community and thank you for your post!

 

I do understand your concern with this. After your first payment, your 3 subsequent repayments will be taken automatically from the confirmed payment method you provided at the time of your application. Currently, your PayPal balance can't be used for repayments.

 

If this changes in the future, our customers will be notified. 

 

Thank you!

 

- Rachel 

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BritrP
Contributor
Contributor
Soo, it will come out of my bank account attached to my PayPal? Not my PayPal? I was planning to add the money for the payments to my PayPal but I won’t if the payments won’t be pulled from there.
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PayPal_JonK
Moderator
Moderator

Hello @BritrP, sorry for any confusion! That's correct, you wouldn't want to add funds to your PayPal account if you're planning on using them to fund a Pay in 4 plan. Here's an article All about Pay in 4 repayments I hope answers any future questions you may have. 

 

Have a great day!

 

 - Jon K


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