For the first time i had a Pay in 4 declined but I've done nothing different. Since Pay in 4 started, I've really found it useful. I mostly use it for walmart purchases. I've had maybe 12 different pay in 4 loans, all paid on time, none was late, money was always available. I haven't changed my bank or credit cards, I've had my paypal account for years, I've had my bank account for years. The amount I applied to today was around the normal amount. The option was there for pay in 4, I picked it, I got to the next screen and right when I was supposed to go back to walmart to finish checking out, it suddenly popped up that it was declined. I got that generic message about the decline but I dont see how it applies in this case. I've had as many has 8 or 9 loans open at one time for much more and never had a problem. The only thing I can think of is, is there a limit on how much you can do per merchant? I have 5 current loans open now, they are all with walmart, all of them are 1/2 paid. They total around $240. The amount I was doing today was for about $80.
Is there a merchant limit maybe?
Its not a big deal really, I like the pay in 4 for general shopping cause I get paid every 2 weeks so it's useful. But I would like to know the particulars about rules and all.
Thank you
