Pay in 4 declined!!!!
Schmo75
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Posted on
Jan-15-2023
10:39 PM
Anyone else getting declined for a pay in 4 plan, for missing an installment; WHEN YOU NEVER MISSED A PAYMENT???? Just curious, I keep getting declined. My last plan, I actually paid it off early…. Is that possibly the reason? I used to use PayPal for installment payments, but since this horsesh!t I’ve been using Klarna. But really would like this resolved because some merchants prefer PayPal. So anyone else run into this problem?
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sharpiemarker
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Jan-16-2023
06:26 AM
Others have reported a decline decision.
The approval/decline process is automated and it crunches various factors/data to determine whether Pay in 4 is a go or not.
From merchant, transaction (item/value), your financial position, to the information you provided within your application, and information about your usage and history with PayPal and may also use external bureau data to assess your application. If your application is denied, you’ll be notified by email about why you were declined at this time.
Kudos & Solved are greatly appreciated. 🙂
Schmo75
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Jan-16-2023
11:12 PM
And that decline was because I missed a payment, that I didn’t miss… because I paid it off early via different method. Did you even read my question?

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