Hi everyone, PayPal credit did not attempt to take a scheduled direct debit and are now hitting me with a late payment fee. I'm guessing this is some sort of glitch, and I made a debit card payment as soon as I received the late message. However, how do I stop this from affecting my credit file, as this is not me making a late payment, but PayPal failing to attempt! This is a long running DD as well, never any issues before.
