Paypal Credit: 6 months no payments or interest... right?

[HalogenL]

Since it has been a while and Google took me here, I just want to point people to the “fine print” of this promotion: https://www.paypal.com/us/webapps/mpp/terms/paypal-credit and https://www.paypal.com/ppcreditapply/da/us/lander?guid=GHT6LJ2KAI&assetId=TERMS So there are 2 programs: “No Payment and no interest” and “No interest”. If you got the first one then it’s actually $0 monthly until the end. But if you got the second one it says right there that there is still a minimum amount required ($30 in the fine fine print), and it “may pay off the balance before the 6 month period ends.” So you may never get to actually enjoy the 6 month promotion. In my case, I have a $30 minimum every month, which means unless I buy something more than $180 I will be forced to pay it off before my 6 month ends. To reiterate, You STILL HAVE A MINIMUM if you got the second promotion! This is extremely deceptive and this is why people love Affirm because they don’t do this fine print BS. Edited for clarity

[Temp20230526CL]

For 8 months I’ve been try to fix where my payments go. They been telling me they put my money where it needs to go first. They payed off a two year promotion grist even when it should go to pay off a 6 month promotion first 8 month ago I told they there was a problem and they said it would be fixed next billing cycle and it never was fix even through I’ve call every month now for 8 months now I’m behind 7 6 month promotions and been charge interest for and they can only go back 60 days starting this new year but last year they could go back 4 months and like I said I started this 8 months ago. Has this happened to anyone else or just me.