credit score check from paypal pay in 4

[the_dinesh]

Hi Community! I have my credit score impacted from paypal. Last time on 22/03/2022, I used paypal's pay in 4 feature to buy something from ebay and I had a look in my credit score today and it was dropped.. upon inquiring further, i found that that day PPC Pay in 4 BNPL has looked into my credit which is the reason my credit score got impacted... upon inquiring further about PPC Pay in 4, i found out that its Paypal's pay in 4 feature. Before and after that transaction,i have also used that feature more times but never did credit check but that day it did credit check which impacted my score. Now how do i report it to paypal? how do i tell them to remove it from their end so that my credit score restores? please help me senior.

[Anangrybird]

Shop online at millions of stores and pay off your purchases in 4 instalments with PayPal Pay in 4.

There is no interest or late fees.  BUT THERE IS THE CREDIT CHECK! 

I was pretty shocked and angry when I realised PayPal did a credit check for a very small amount when I used Pay in 4 as well. 

Each credit check impacts negatively on credit score for years, decades to come. For example, using PayPal pay in 4 for $50 and the credit check they do could result in the refusal of a home loan or a medical loan.