"Can't offer you this payment plan?" for Paypal Pay in 3

[Leely20]

I live in the UK! I've been trying to make a purchase for a laptop through pay in 3 but it keeps saying "we can't offer you this payment plan". I've paid my pay in 3 transactions on time, one even in advance so i don't understand why I'm being denied this transaction this time.

[PayPal_RachelK]

Hi @Leely20,

Thank you for your post. 

I am sorry to hear you were not approved for another Pay in 3 payment plan. 

Our decisioning process is automated. We assess your financial position using a combination of the information you provided within your application and information about your usage and history with PayPal to decide whether PayPal Pay in 3 is suitable for you at this time. 

If you apply during check out and are declined for PayPal Pay in 3, you can still use PayPal to check out securely with your debit or credit card. If you want to re-apply, you will be able to do so 35 days after your last application. For more information, please click here. 

I hope this helps!

- Rachel