paypal pay in 3 credit score

lirilaa
New Community Member
hi! recently i received a paycheck that was half of what i was owed and not record properly on the payslip. this has now been sorted and was added to my most recent pay check. however during the period of time between these pay checks, i had a pay in 3 payment. i understand now i should have reached out, however this payment was due 3 days before my pay came in so they retried until i could pay and i paid it paid asap when my check came im. i have consistently been rlly good with my pay in 3 loans with only the exceptions of 2 times. once, when they tried to take it out but the money was in a different account so i transferred it and paid it as soon as i got the message - i continued using pay in 3 for transactions after this as well, and secondly, this scenario. i have used paypal pay in 3 a lot so this is unusual for me. today i've just gone to make a transaction through paypal pay in 3, but this time it tells me i can't use it. this is the first time a payment has been labelled as 'overdue' but does this one time really mean im completely restricted from it now?? will i be able to use it in the future or is there a form or cooldown? im not sure how this works but if i was consistently making overdue payments i'd understand, but this was one time. the first time wasnt listed as overdue because i paid it on the same day within 5 minutes of them trying to take the money. am i truly forever prohibited from using paypal pay in 3 now or will i get the right of it back eventually?
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