@kburns3018
Could be a partial or full payment from your bank account backed by your linked credit or debit card for a Apple.com purchase or bill. The transaction can complete a few days later so carefully review your email receipts or Apple account history for a few days prior.
A PayPal Instant transfer is a method of paying by bank account when you have a debit or credit card linked as back up in case your bank payment comes back insufficient and you do not top up your bank account to cover the NSF. PayPal pays the merchant immediately while awaiting your bank payment to clear to reimburse PayPal for paying ahead for you. This method artificially speeds up the payment process so orders are processed quicker by the merchant.
The opposite of an instant transfer is called an eCheck, a method of payment by bank account without a credit or debit card linked. The recipient/merchant does not receive the funds until your bank payment clears your bank AND PayPal. eChecks take several days to complete making the order processing/transaction slower.
If you do not see the transaction on PayPal to report the transaction as unauthorized, you’ll have to report it to your bank as unauthorized. If you do see the transaction in PayPal account, click the transaction, then click “Report a problem” and then select unauthorized activity option and follow the on screen prompts.
Kudos & Solved are greatly appreciated. 🙂
