legal jurisdiction enquiry

woody601
Contributor
Contributor

 

I need some help with which legal jurisdiction to pursue a claim against PayPal.

 

I have been a PayPal business  user for many years and up until now been satisfied.

 

However in mid-October I had 4 fraudulent payments taken from my account.

 

This was put to Paypal who eventually decided 2 in my favour and rejected the other 2.

 

However I know these are 100% fraudulent for reasons I gave to PayPal on ‘appeal’  yet despite that  they have still decided against me (how 2 can be fraudulent and 2 of the same amount to the same payee on consecutive dates not be fraudulent strains my understanding).

 

I am an 83-year pensioner and I cannot afford to lose over 750 euros so I am left with no alterative other than to take the stressful step of taking Paypal to court since apparently there is no further room to appeal

 

So my question is this: under which jurisdiction should I take the action?

  1. Ireland – since that is where I live; or
  2. Luxembourg – since I believe that is where the registered address of Paypal is in Europe; or
  3. The jurisdiction of the payee – but this is impossible because PayPal say they have no address on file.
  4. PayPal USA

I would appreciate some advice on this since using PayPal  message service has not got any results.

 

Thank you

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