Hi there @BenPe,
Thank you for joining us on the PayPal Community Forum and reaching out. The 'Inst Xfer; that shows on a bank statement typically indicates that a payment was made using a bank account. Bank transfer where PayPal would have had to front the money as bank transfers can take up to 5 business days to complete. This Help Center article covers why the 'Inst Xfer' would show on the statement as well: How do I update my business name on customers' credit card statements?
I hope this helps to clear everything up for you, and that you have a great day.
- Dani
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