How can I refund a echeuq from friends and family ?

[Hoffman923]

So I've sent a friend like $100 USD and I accidentally sent it as an chequing so it takes like a few days and suddenly his account got locked before the payment was sent, But now the payment was sent to my friend and he can't receive the money because his account was locked . Any suggestions ?

[kernowlass]

@Hoffman923 

How much of a friend is this person? Reason I ask is that scammers tell you to send that way, then when you do they either say they have not received it or their account is locked. They know that you can't do anything about it as it was a gift payment.

Does it say sent or completed on your paypal account? 

[Hoffman923]

It says money sent

[kernowlass]

@Hoffman923 

If its saying SENT then it has successfully transferred to an open and active paypal account.

In other words they have received it. Any echeque awaiting clearance would show as uncleared on your paypal account and not SENT.

[Hoffman923]

So is there any way I can get my money back ? Or nah

[kernowlass]

@Hoffman923 

Well if it was a friend tell them to issue you a refund?

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.

[Hoffman923]

It's my friend's friend but we're not that close and his PayPal account got locked so how can he unlock it back ?

[kernowlass]

@Hoffman923 

If the account was locked then your payment would show as UNCLAIMED rather than SENT.