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PayPal_Meghan
Moderator
Moderator
‎Dec-23-2022 08:45 AM

Hello @KendallW, 

Welcome to the PayPal Community, and congratulations on your first post! 

I'm sorry to hear about the authorization caused by your application for Pay in 4. If you do not go through with the purchase, the authorization will be voided after 72 hours. However, some banks can take 7-10 days to reflect the funds back in your account. You can learn more about Pay in 4 authorizations on our Help Center here: Why is there a pending authorization shown in my PayPal activity for my Pay in 4 Transaction?

Best wishes! 

- Meghan


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The money in your balance is eligible for pass-through FDIC insurance.

The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC.