Seen here: https://www.paypal.com/uk/smarthelp/article/how-do-i-accept-credit-cards-with-express-checkout-using-the-guest-checkout-option-ts1623 Where it says: Browser cookies determine Checkout view So ... based on that I've just opened New private window in my browser, because there are no cookies saved there, and it happens, after 2 hours of reading, testing... The Credit Card payment was shown during PayPal ExpressCheckout. So maybe you have the same problem, PayPal reads your browsers cookies, and never show the option to you, because it knows you have paypal account. And unfortunately there is no workaround to delete the cookie for you customers. So basically there will be no "pay with card" option for PayPal ever logged in users, even they are on someone else's computer.
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