@DPCreations wrote: If you have a merchant account, you, as the merchant, need to comply with PCI security standands and you nee to complete a PCI security assessment each year to to get your certificate. Users of PayPal services are NOT merchants and do not need to comply with PCI standards. PayPal is the merchant and PayPal needs to comply with the security standards; that's all. If you want to have your own certicates, then it's best to have a merchant account with a processor such as FirstData. This is absolutely false information and should be disregarded.
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