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Thanks for the clarification, Meghan, but I believe my experience here exposes a bug in the system.   I placed the order with Mouser Electronics for some parts that are in high demand. The expected ship date for new orders, like mine, is pessimistically a year away.   Had I used a credit card for this order, Mouser would not have debited the card account until the parts actually shipped.  As proof of the company's policy, here is an answer I got specific to this order: ============================================== > Hello Jim, > Thank you for contacting Mouser Electronics. > PO# 25727896 part# 595-TPS560430YFDBVR is currently on backorder and has not been shipped yet. > Once Mouser has shipped the requested parts that is when you'll be invoiced. > Returned parts are refunded back to its original form of payment. > Please let us know if we can assist you further. > Best regards, > Cheyenne Samuel, Mouser Customer Service > MOUSER ELECTRONICS > www.mouser.com ============================================== And such has been my experience in the past with backordered parts; my credit card did not show the charge until the the parts shipped.  Perhaps Mouser put a 'hold' on the required amount with the credit card company, but funds were not sent from the card company to Mouser until shipment was made.   In this case, and because of the extended delivery time, PayPal's 180 days may well pass before Mouser ships.  And if the parts prove completely unobtainable, then because of PayPal's return/refund window, I could conceivably lose the amount for these parts, something just over $100.   Of course Mouser has been paid by PayPal.  As you said, "...the money was already sent to the merchant."  So I suppose my recourse would be to ask for a refund directly from Mouser, but I'm not sure how that would fit into their policy of not debiting the buyer's account until after shipment is made.  A PayPal payment and a credit card payment are evidently treated differently.   My worry is not having my money in the seller's hands until shipment is made and, after all, this is not a huge amount.  But in these cases of long backorder delays, perhaps either Mouser or PayPal needs to amend policy.   Thanks for your attention!   Jim Wood Brea, CA ... View more

Have now confirmed that seller does not bill PayPal until goods are sent.  In this case goods are on backorder and may be several months before they are shipped.  PayPal has my money, they debited my account immediately, but has a 180-day refund window.  I don't mind PayPal keeping my funds in the meantime, but if the goods prove totally unobtainable and never sent, will PayPal credit my account for what they withdrew or keep them because more than 180 days has passed? ... View more

I guess I'm a 'me too' also on this, but not because I lost my phone, I simply don't have one.  On the PayPal login page, once you enter your ID and password, you're then prompted to add a mobile number.  If  you don't have one, that's as far as you get.  Used to be there was a 'skip this step' option on the page, but no more.  So despite the fact that mobile phones are ubiquitous, there must be a solution for the Luddites among us who limp through life without one. I was urged by one Help Agent to simply change my password, but that didn't help, of course.  HELP! ... View more