11 loans, 11 all paid off way early and "lump sum" at the end, and now denied for a new one. Same answer as everybody else, "keep applying". Well, with the switchover in "late July" (they say) of eBay to Managed Payments, I suspect Paypal can no longer rely on eBay sales which Paypal captured 100% of eBay buys/sells and now they're going to have to split between a slew of different payment methods - none of which can be "captured" (except Paypal). PayPal is probably bottom of the heap, and especially since they are no longer "connected" to eBay, Paypal most assuredly doesn't want the liability of nobody paying on eBay with Paypal (that can be captured by Paypal) but paying with different payment methods like Visa, MC, AMEX, Apple Pay, etc. that CANNOT be captured by Paypal. Just my two cents, but the Paypal agent I talked to kept asking how much of my revenue was derived from eBay and how much via Website sales. I thought that was odd, until I realized eBay recently split off the whole company of Paypal, and that eBay was now moving on with their own merchant services (Managed Payments). I would think this may be the blow that kills Paypal. It may really hurt eBay too from what I hear in the rumor mill. I know I've been looking at alternatives. I very well may be eBay will be doing Capital Loans in the future. "Follow The Money". Lump
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