Possible fraud or not ?

[rose1968]

I don't usually fall for scams, but this is the first time I've ever came across doing this through paypal. The so called payer keep saying I've got to pay the £100 so he/she can get her money back. I've never asked for a business account because I don't need one. I have been with PayPal for many years but as I said, I've never had this happen before so want to know if it's genuine before I refund the so called payment. Need help please 🙂🙂 ACCOUNT STATUS: PENDING ​ We have a problem crediting your £10.00GBP because the status of your account is not a business user which makes your account have limits. This amount seems to be above your limit. To fully expand your account into a business account and deposit your funds now. HOW TO UPGRADE TO A PAYPAL BUSINESS To expand into a business account, contact your buyer to send an additional payment of (£100.00GBP) into your account to expand your limit. Soon as this is done, we will fully credit the total sum of £110.00GBP into your account immediately. PLEASE NOTE Transaction can’t be reversed or canceled until this process is completed All transactions are being monitored by our agents and also insured with a HARDCOVER INSURANCE POLICY®️ DEAR CUSTOMER, You have received an additional payment of £100 Congratulations!!!!! Your PayPal account have been upgraded to a business account. You have received an additional payment of £100.00 and your account will be fully credited with the total sum of £110 Your funds are now safe with us and for buyer's safety, the additional payment has to be refunded (FIRST) for your account to be fully credited with the total sum of £110.00 Final steps to follow: Below Are The Instructions: 1. Get your account ready. 2. Ask the Agent for his Paypal/bank detail to refund the £100.00 3. Send the total sum of £100.00 to the buyer 4. You are required to send us an email with clear proof that the refund has been effected . 5. As soon as we receive proof of payment for the refund we will credit the £110.00 Uimmediately. IMPORTANT NOTE: YOUR FUNDS HAS BEEN APPROVED AND SECURED SO YOU ARE TO CARRY ON WITH THE INSTRUCTIONS GIVEN ABOVE FOR YOUR ACCOUNT TO BE FULLY CREDITED WITH THE TOTAL SUM OF £110.00 (THE REFUND HAS TO BE MADE FROM YOUR POCKET MONEY IN ORDER TO BE CREDITED ONCE) Thanks for choosing PayPal and we are looking forward to serving all our valuable customers better. Thank you for using Paypal®️. The Paypal ®️ Team.

[kernowlass · Accepted solution]

@rose1968 

Can see its a scam from the first 2 words. Paypal don't send emails saying Dear Customer or member etc, they always say your full name eg Dear John Smith.

Secondly you never pay any upfront fee as a seller or to receive payments.

Ignore scammers that send fake Paypal emails telling you that you need to pay an upfront fee to verify/upgrade to a business account/or any other reason to accept a payment.

You would certainly never have to send funds especially via another payment processor/bitcoins/ or tokens/vouchers of any sort.

Any fee is auto deducted by Paypal at the same instant the remainder of the payment is credited to your Paypal account balance.

No funds in your balance = you have not yet been paid, even pending/held payments will still show in your Paypal account activity. 

[rose1968]

Thank you kernowlass so much for putting my mind at rest, I realy do appreciate your reply 🙂🙂 I had my suspicions when I got the first email message from a buyer from market place but wanted to make sure as I'm an honest seller so did not want bad feedback. I now know to ignore any future messages, thanks once again 🙂🙂

[CzizkyNoH]

Thank you for asking this because I was experiencing it today. I know now to no longer proceed with this supposed interest in my offerings.

[bunbun1118]

oh man this just happened to me 2 days ago, its a scam you're not getting that money back once you send it since I'm sure they asked you to send it as a friend and family method. you can try working it out with your bank, but I'm not even sure if it'll work since I'm still waiting on my bank.

[ygalytska]

This happened to me yesterday and Paypal can't cancel this transaction (family and friends transaction). I've lost 200 euros. I'm still reporting it to Paypal. I don't know what to do, i have all the proves, screenshots e.t.c. ... Please, somebody help me