I got hit with a $35 NSF fee?!

[bossros]

so I think I know why but I need clarification. -I transfered 400 to my bank from my paypal account - monthly limit was at 380 - within a day or two I saw the $35 charge to my bank account - it showed +400, then -400, then the $35 charge. - nothing is pending from my bank account and the balance is now -$60 - paypal site says the transfers still processing my bank account was negative before I tried to transfer from a previous blunder from paypal also. tried to send funds to my bank but did the opposite throught their app. my question is whats going to happen next. nothing is going to transfer? why is it still processing after I got hit with the fee? why did I get hit with a fee? wouldnt it just cancel the transfer?

[TsufakTuna]

Are you saying you withdrew funds from your PayPal account, into your bank account? Something doesn't add up with your story. Your bank doesn't charge NSF on deposits, only on withdrawals. If you bought something online, and funded it with your bank account through PayPal - but your bank has a limited transaction amount it will decline the transaction and the bank has the right to charge an NSF fee. PayPal will always make a second attempt after the first has failed to withdraw funds from a bank.

[bossros]

I did withdraw from my bank and it overdrafted. mistakenly transfered 300 to paypal because their app confused me. but the NSF charge wasnt the overdraft. it was a separate charge. from the 400 dollar transfer. I tried to transfer from my paypal account to my bank. which shoulve been free photo http://i2.photobucket.com/albums/y29/KB21/Mobile%20Uploads/1399530186_zps86b2eb2d.jpg

[TsufakTuna · Accepted solution]

This is something that really only your bank can handle, since it's the bank who's charging those fees.