How to cancel or decrease my paypal credit limit (UK)
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How can I cancel the paypal credit facility in my personal account, or reduce the amount I have available in credit. It's really hard to find out how to do this. Bit sneaky as they are hoping I'll give up trying to get rid of it but I don't need it. I'd like to reduce it ideally but I'd also consider removing that facility from my account. how do I do it?

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Hi mc cawpa,
Thank you for reaching out here on the community. We're sorry to hear that you're thinking about closing your PayPal Credit account.
There is no annual fee for holding an account so you can use it as little or as often as you like. However, if you'd still like to close this account or request to decrease the credit limit, simply send us an email to confirm this through the secure webform on the 'Contact' page on www.paypal.com/uk.
Your credit balance must be paid in full in order to close your account.
Closing your PayPal Credit account will remove it from your PayPal wallet but you can still use your PayPal account with other funding options such as a credit card or bank account.
If you have any questions about this you can call us on 0800 368 7155 and one of our PayPal Credit Customer Service team will be happy to help you. We're open from 8am to 8.30pm Monday to Friday and from 8am to 6.30pm on Saturday and Sunday. Otherwise, if calling from abroad, you can call the Dublin Help Centre directly on 00353 1 436 9004. Rates from overseas landlines and mobiles may vary.
We thank you for your business and we hope you'll continue to use PayPal.
-Susie

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