How to tell if someone sends friends & family or Goods & services?? Help quick!

[Joshua_Lopez]

Hey, so I've been wondering, since people are buying my virtual stuff online. How do I know if they  are sending me ff or gs? I'm afraid that they will just issue a chargeback! So far, when i receive my money, on my end - it says that there is £0.00 fee. But apparently there is fee for the other person?

[sharpiemarker]

@Joshua_Lopez 

Goods and services have PayPal fees deducted and marked as Payment Received.

Personal or F&F payments are marked as Money Received and have no fees. (Senders pay a fee for using credit or debit card and/or sending from with a cross border account (non-UK).

According to PayPal. user agreement, you're not supposed to received personal payments in exchange for goods and services,

All payments have the potential to be charge backed (card) or reversed (bank) with the buyer's financial institution. If PayPal does not cover digital goods under seller protection, you won't be covered in such cases as well as in PayPal Disputes.

Check the User Agreement for seller protection terms and buyer protection terms where the buyer resides as that applies to you as a seller too. Click "Legal" at the bottom of page to view User agreement.