I signed up to pay pal credit to pay pal so that I could purchase an Ipad in 4 installments but I don't understand how to use the system. It is not very clear. On my main pages, it says 00.00 credit balance with a £300 beneath it. I went to John Lewis' site to buy the Ipad using paypal credit but is not giving me any options to pay for it in installments and is defaulting to my debit card as a payment method. How do I use this system? Do you pay for the item using the credit balance and then pay pal back with your own money?
