Unlikely, when you pay a seller its never instant, paypal credit the seller upfront and paypal take the wait for the funds to transfer from your bank account to paypal to pay them back again.
With PAD you get even longer ie an interest free loan of 14 days BUT paypal only take that risk if you never have a failed bank transfer or negative balance, if you do then the option is withdrawn.
Advice is voluntary. Kudos / Solution appreciated.
