@Trina_Claridy50
Not possible.
After your down payment, your 3 subsequent repayments will be taken automatically from the confirmed payment method you provided at the time of your application. With auto-payments, any reason the payment doesn't go through has the potential to have the account become Past Due. You may receive an automated phone call, reminding you of your past due balance and informing you of how you can make you payment.
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly you may pay simple interest depending on your APR, you won’t pay any late fees or sign-up fees but I would imagine that Pay Later may not be a readily available payment option for awhile due to risk since the decision process is automated, crunching internal numbers with payment and account history.
Once you agree to the terms of your Pay in 4 plan and your payments begin, you cannot pause, suspend, or skip your payments.
If you want to make future payments with a new card, you can change your payment method by logging into your PayPal account, going to Pay in 4, and selecting the Pay in 4 plan you want to change. There, you can click “Change” under “Payment Method” to update your information or choose a new way to pay. If you are adding a new debit or credit card, you'll need to confirm it before you can use it for repayments.
For Pay Monthly, customers also cannot change payment date:
https://www.paypal.com/us/cshelp/article/what-are-the-terms-of-my-pay-monthly-installment-loan-help8...
Kudos & Solved are greatly appreciated. 🙂
