Pay a private seller

[Gili75]

Hello, I'm trying to purchase a pre owned L.V bag through a private seller. She insists that I pay her through family and friends stating that she can't receive the payment if I choose goods and services because she's not a business. Is that true? I know that if I choose F&F I will not be protected by PayPal. Thank you!

[kernowlass]

@Gili75 

She's talking rubbish and probably trying to scam you. Personal accounts are perfectly able to receive funds in the U.S and in lots of other countries.

Be careful as..........................

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

I would report her for trying to use that option for selling purposes.