Is there protection for money requests?

[procopy]

I've agreed with an internet seller on buying an item from them. They wanted it to go through Friends and Family and I refused. Told them I'd only pay via Goods and Services. They agreed and calculated 3.5% additional transaction fee. Never mind that. Then a money request comes for agreed amount that does not look like invoice to me. It just states amount and describes the item as a note. If I proceed with that payment and things go south, can I still open a dispute and expect resolution, or is this a rebranded Friends and Family request?

[kernowlass · Accepted solution]

@procopy 

Goods/Services Payments....that have buyer protection.

1. Invoice or Money Request.
2. Send money > Goods/Services.
3. Paypal.me link (if its a personal account then there should be the option to tick a box to make it a goods/services payment before you submit payment).

Friends/Family Payments....that do NOT have buyer protection.

1. Send money > friends / family (or trusted person).
2. Paypal.me link from a personal account where you don't select the option to make it a goods/services payment.