It is not like that. I'm not adding a "virtual bank" exactly. Those "virtual banks" are using flesh & blood banks for some operations. For example, Wise was using routing number which turned out to be from Evolve Bank & Trust (now Wise moved to Farmers State Bank). It has been working just fine as I stated previously. Revolut says to use 021000021 routing number, which leads to Chase Bank. But for some reason in case of Revolut multi currency account "Standard Transfers" from PayPal do not work. I'm wondering if anybody figured out a workaround.
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